Occurrence-Based and Claims-Made Insurance Policies
Generally, there are two types of liability insurance policies: occurrence-based and claims-made policies. Occurrence-based are the more...
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- Feb 24
- 5 min
Insurable Losses: Fortuity, Loss in Progress, and Known Risk
Author’s note. This article is the first of what is intended to be a continuing series on topics related to insurance and indemnity law...
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- Nov 30, 2020
- 2 min
MiLW Announces its Class of 2020 Up & Coming Lawyers
This program honors Michigan lawyers who have established a name for themselves by displaying the ambition, drive, and accomplishments...
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- Sep 13, 2020
- 3 min
Michigan Lawyers Weekly: Insurer’s Failure to Pay Leads to Settlement, Sanctions
This is an action for damages arising out of a fire that destroyed plaintiff Antwan Herman’s commercial property and his business...
66 views
- Apr 20, 2020
- 3 min
Coronavirus (Covid-19) And Business Income Insurance
March 26, 2020—Over the past week, I have received many calls from business owners asking if they may recover Business-Income losses...
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- Mar 1, 2019
- 7 min
Michigan's Renewal Rule: The Insured's Last Resort
According to the Insurance Information Institute, insurance companies wrote total net premiums of $1.2 trillion in 2017.1 Based on my...
134 views
- Jan 1, 2018
- 8 min
An Insured's Post-Loss Duty to Cooperate in Property Insurance Policies
Most property insurance policies, such as homeowners, dwelling fires, or commercial property policies, contain many duties and...
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- Apr 2, 2017
- 5 min
“Other Insurance” Clauses in Property and Liability Insurance Policies: Frequently Misunderstood
Most property and liability insurance policies contain “other insurance” clauses that insurers insert to restrict or limit their liab...
128 views
- Oct 4, 2016
- 4 min
Insurable Interest and a Claimant’s Status in Property Insurance Policies
Claimants in first party property-damage cases may believe that being the named insured on the Declarations of a property insur...
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