Most policies that provide insurance coverage for liability claims that are asserted against the insured impose two main duties on the insurer: 1) to defend the claim (pay for legal counsel and litigation costs); and 2) to indemnify the insured (pay for damages on the insured’s behalf) against the loss if the plaintiff who sued the insured is successful...

Earlier this year, an attorney referred to me a case involving fire damage to a restaurant after the referring attorney couldn’t get the claim paid without litigation. The fire had destroyed the building and business personal property of the referring attorney’s client.

It would be hard to find anything in the area of liability insurance that is more misunderstood than the certificate of insurance. It’s...

This topic may sound simple, but like many insurance topics, it has a few wrinkles. Naturally, the question begins with what “insured”...

Whether you are the plaintiff or the defendant in a tort case, you can count on being on the receiving end of a reservation of rights...

Sometimes seminal moments in one’s life can change a career path. For Rabih Hamawi (Story Class, 2015), who at the time, owned and...

Generally, there are two types of liability insurance policies: occurrence-based and claims-made policies. Occurrence-based are the more...

Author’s note. This article is the first of what is intended to be a continuing series on topics related to insurance and indemnity law...

This program honors Michigan lawyers who have established a name for themselves by displaying the ambition, drive, and accomplishments...

This is an action for damages arising out of a fire that destroyed plaintiff Antwan Herman’s commercial property and his business...