Earlier this year, an attorney referred to me a case involving fire damage to a restaurant after the referring attorney couldn’t get the claim paid without litigation. The fire had destroyed the building and business personal property of the referring attorney’s client.

It would be hard to find anything in the area of liability insurance that is more misunderstood than the certificate of insurance. It’s...

This topic may sound simple, but like many insurance topics, it has a few wrinkles. Naturally, the question begins with what “insured”...

Whether you are the plaintiff or the defendant in a tort case, you can count on being on the receiving end of a reservation of rights...

Sometimes seminal moments in one’s life can change a career path. For Rabih Hamawi (Story Class, 2015), who at the time, owned and...

Generally, there are two types of liability insurance policies: occurrence-based and claims-made policies. Occurrence-based are the more...