Earlier this year, an attorney referred to me a case involving fire damage to a restaurant after the referring attorney couldn’t get the claim paid without litigation. The fire had destroyed the building and business personal property of the referring attorney’s client.

It would be hard to find anything in the area of liability insurance that is more misunderstood than the certificate of insurance. It’s...

This topic may sound simple, but like many insurance topics, it has a few wrinkles. Naturally, the question begins with what “insured”...

Whether you are the plaintiff or the defendant in a tort case, you can count on being on the receiving end of a reservation of rights...

Sometimes seminal moments in one’s life can change a career path. For Rabih Hamawi (Story Class, 2015), who at the time, owned and...

Generally, there are two types of liability insurance policies: occurrence-based and claims-made policies. Occurrence-based are the more...

Author’s note. This article is the first of what is intended to be a continuing series on topics related to insurance and indemnity law...

This program honors Michigan lawyers who have established a name for themselves by displaying the ambition, drive, and accomplishments...

This is an action for damages arising out of a fire that destroyed plaintiff Antwan Herman’s commercial property and his business...

March 26, 2020—Over the past week, I have received many calls from business owners asking if they may recover Business-Income losses...

According to the Insurance Information Institute, insurance companies wrote total net premiums of $1.2 trillion in 2017.1 Based on my...

Most property insurance policies, such as homeowners, dwelling fires, or commercial property policies, contain many duties and...

Most property and liability insurance policies contain “other insurance” clauses that insurers insert to restrict or limit their liab...

Claimants in first party property-damage cases may believe that being the named insured on the Declarations of a property insur...