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Occurrence-Based and Claims-Made Insurance Policies
Generally, there are two types of liability insurance policies: occurrence-based and claims-made policies. Occurrence-based are the more...
Jun 2, 20236 min read


Remembering and honoring our heroes this Memorial Day
Remembering and honoring our heroes this Memorial Day. As the summer season draws near, we find ourselves approaching the significant...
May 28, 20233 min read


Are the results of an alcohol blood test admissible against the insured in a fire insurance case?
The simple answer is no.
Where the blood sample for an alcohol blood test is obtained under the implied consent statute (also known as...
May 1, 20232 min read


$523,000 For an Owner of a Grocery Store after a Fire Destroyed it
Our client owned a grocery store that was destroyed by fire. After she submitted a claim to her insurance company, the insurance company...
Apr 3, 20231 min read


Insurable Losses: Fortuity, Loss in Progress, and Known Risk
Author’s note. This article is the first of what is intended to be a continuing series on topics related to insurance and indemnity law...
Feb 24, 20235 min read


Attorney Rabih Hamawi has been elected as the Chair of the Insurance and Indemnity Law Section
On October 20, 2022, the Insurance and Indemnity Law Section of the State Bar of Michigan held its annual business meeting and program...
Dec 28, 20222 min read


Happy Holidays! Wishing you a Merry and a Happy Holiday Season
It’s the most wonderful time of the year in Michigan: the winter holidays. The whole state is alive with silver bells, holiday music...
Dec 21, 20225 min read


Happy Thanksgiving Day
Thanksgiving Day is a national holiday in the United States, and this year, Thanksgiving falls on Thursday, November 24. In 1621, the...
Nov 24, 20222 min read


Debris Removal Coverage
After an insured suffers a covered loss, he or she may be surprised to know that his or her insurance policy doesn't provide...
Nov 4, 20224 min read


Fire Won’t Wait, Plan Your Escape
The National Fire Protection Association® (NFPA®) has announced “Fire Won’t Wait. Plan Your Escape™” as the theme for Fire Prevention...
Oct 16, 20224 min read
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