For policyholders navigating the complexities of insurance coverage, the decision between Actual Cash Value and Replacement Cost Value holds significant weight. While some may prioritize lower premiums or have the financial means to cover depreciation costs independently, others may seek comprehensive coverage that fully addresses the replacement of damaged items or property...

We are proud to announce that Attorney Rabih Hamawi has once again been selected for inclusion in the 2025 Michigan Super Lawyers Rising Stars list. This distinguished honor is awarded to attorneys who have consistently demonstrated exceptional legal skill, professional achievement, and dedication to their clients. Only 2.5 percent of attorneys in Michigan receive this recognition, making it a truly elite distinction.

Happy Memorial Day! I hope you're getting a chance to slow down, enjoy some sunshine, and spend quality time with the people you care about. While it’s the unofficial start of summer for many of us here in Michigan, it’s also a time to reflect and remember the brave men and women who gave their lives while serving our country!

Earlier this year, an attorney referred to me a case involving fire damage to a restaurant after the referring attorney couldn’t get the claim paid without litigation. The fire had destroyed the building and business personal property of the referring attorney’s client.

If your insurance claim has been denied, delayed, or underpaid, don’t try to fight the system alone. Insurance companies have different professionals working to protect their bottom line—you deserve a team that’s just as committed to protecting your rights.

It would be hard to find anything in the area of liability insurance that is more misunderstood than the certificate of insurance. It’s...

If disaster strikes and your home is damaged or destroyed, rebuilding costs can be a significant concern. Many homeowners assume their...

Home burglary is a reality that many homeowners don’t think will happen to them—until it does. In the wake of a break-in, not only is there

This topic may sound simple, but like many insurance topics, it has a few wrinkles. Naturally, the question begins with what “insured”...

When an insured disputes coverage or the amount of loss under an insurance policy, it frequently finds it necessary to hire a claims...