Insurance policies are generally considered personal contracts between the insured and the insurer. Because an insurer underwrites, assesses risks, and calculates premiums explicitly based on an individual’s specific risk profile, history, and traits, policies cannot be transferred or assigned to another person without the insurer’s formal written consent.¹ This prohibition against assignment of policies applies regardless of whether the assignment occurs before or after a lo

Learn safe charging tips for Fire Prevention Week 2026 and insurance considerations for Michigan homeowners and businesses facing lithium-ion battery fires...

الدكتور ربيع الحموي هو محامٍ أمريكي من أصل لبناني، يقع مكتبه في مدينة ساوتفيلد بولاية ميشيغان (Southfield, Michigan). يمتلك خبرة طويلة تمتد لنحو خمسة عشر سنة في قطاع التأمين كصاحب وكالة تأمين سابقاً قبل انتقاله إلى سلك المحاماة وتأسيس شركته القانونية الخاصة. التخصص القانوني والخدمات

We are delighted to announce that Attorney Rabih Hamawi, Principal at the Law Office of Rabih Hamawi, P.C., will speak on Tuesday, October 6, 2026, at 11:20 a.m. at the Michigan Association for Justice’s 2026 Fall Convention in Detroit. He will discuss “How to Handle E&O Claims Against Insurance Agents." The MAJ Fall Convention will take place October 5–7, 2026, bringing together members of Michigan’s legal community for educational programming, professional development, and

We are proud to announce that Attorney Rabih Hamawi has once again been selected to the 2026 Michigan Super Lawyers Rising Stars list. This distinguished recognition honors attorneys who have demonstrated a high degree of peer recognition and professional achievement in their legal practice. Each year, no more than 2.5 percent of eligible attorneys in each state are selected to the Rising Stars list, making this recognition a notable professional achievement...

Labor Day is a time to celebrate the hard work and dedication that keep our communities and businesses moving forward. As families gather for backyard barbecues, weekend getaways, and end-of-summer celebrations, it is also a good opportunity to think about protecting the home and business you have worked so hard to build...

When you purchase homeowners insurance, you expect your insurance company to honor the promises made in your policy when disaster strikes. Unfortunately, many Michigan homeowners encounter unexpected challenges, including delayed, denied, or underpaid insurance claims, and in some cases, even allegations of insurance fraud...

Public adjusters and appraisers spend countless hours documenting damages, preparing detailed estimates, and advocating for policyholders throughout the insurance claim process. Yet during Appraisal, even strong claims can lose momentum—not because the damages are unsupported, but because the evidence presented does not fully address what the Umpire needs to make a confident decision.

As Americans gather to celebrate the Fourth of July, this year's holiday carries even greater significance as we commemorate 250 years of our nation's enduring commitment to freedom, independence, and opportunity. Families across Michigan and the United States will enjoy fireworks, barbecues, parades, and community celebrations honoring the values that have shaped our country since 1776.

In today’s digital world, artificial intelligence (AI) tools are everywhere. Many homeowners, business owners, and policyholders turn to AI chatbots for quick answers about insurance coverage, insurance claims, or legal questions about insurance law...