Most policies that provide insurance coverage for liability claims that are asserted against the insured impose two main duties on the insurer: 1) to defend the claim (pay for legal counsel and litigation costs); and 2) to indemnify the insured (pay for damages on the insured’s behalf) against the loss if the plaintiff who sued the insured is successful...

In today’s digital world, artificial intelligence (AI) tools are everywhere. Many homeowners, business owners, and policyholders turn to AI chatbots for quick answers about insurance coverage, claims, or legal questions. While AI can provide helpful general information, it is not a substitute for legal advice from an experienced attorney. Mistaking AI guidance for professional counsel can lead to costly mistakes when filing claims or dealing with insurers.

Many policyholders who have disputes with their insurers, and decide to sue them, often find themselves asking the same pressing question: “How long will this lawsuit take and what can I expect?” It’s a natural concern, as insurance claims—especially those involving significant property damage, fire losses, or denied insurance coverage—can have a major impact on a plaintiff's finances, daily life, and peace of mind...

As we enter the holiday season, we extend our sincere appreciation for your trust throughout the years. It has been an honor to support you, and we look forward to continuing to serve and protect your interests in the year ahead. We hope this season brings you peace, joy, and meaningful time with your loved ones.

Thanksgiving should be a time for family, gratitude, and rest—not worrying about unexpected accidents. This holiday season, we wish you a safe and happy Thanksgiving! While fires, water damage, theft, and power outages can happen, your homeowners or commercial insurance policy is expected to there to help you recover if the unexpected occurs. Below, you will find some important safety tips to help protect your home, business, and loved ones this holiday season...

We are proud to announce that Attorney Rabih Hamawi has been selected by a vote of his peers for inclusion in DBusiness magazine’s 2026 list of Top Lawyers in Insurance Law. This prestigious honor is a testament not only to his legal skill but also to the core values that guide his practice—integrity, professionalism, and an unwavering commitment to justice for policyholders.

When a natural disaster strikes, homeowners are often left overwhelmed — not just by the physical damage, but by the stress of navigating insurance claims. From hurricanes and tornadoes to severe storms and wildfires, extreme weather events are becoming more frequent and costly, leaving families and businesses struggling to recover.

Every time you drive in Michigan or anywhere in the U.S., you share the road with thousands of other drivers—and not all of them carry adequate insurance. In fact, Michigan consistently ranks among the states with the highest number of uninsured drivers, with nearly 1 in 4 motorists lacking insurance coverage...

As the cool Michigan air sets in and leaves crunch underfoot, families begin one of fall’s most anticipated traditions—Halloween. Porches are dressed with pumpkins and glowing lanterns, yards are transformed into haunted houses, and kitchen tables become craft stations for carving, costume-making, and treat preparation...

Technology isn’t just something we use — it’s something we carry, wear, and rely on every hour of the day. We wake up to phone alarms, check smartwatches, pop in wireless earbuds, and work from cordless laptops and tablets. Even our homes and garages are now filled with battery-powered vacuums, e-bikes, scooters, drills, leaf blowers, flashlights, and backup power packs. Let’s face it — cordless devices aren’t just tools anymore; they’ve become extensions of us.