Thanksgiving should be a time for family, gratitude, and rest—not worrying about unexpected accidents. This holiday season, we wish you a safe and happy Thanksgiving! While fires, water damage, theft, and power outages can happen, your homeowners or commercial insurance policy is expected to there to help you recover if the unexpected occurs. Below, you will find some important safety tips to help protect your home, business, and loved ones this holiday season...

We are proud to announce that Attorney Rabih Hamawi has been selected by a vote of his peers for inclusion in DBusiness magazine’s 2026 list of Top Lawyers in Insurance Law. This prestigious honor is a testament not only to his legal skill but also to the core values that guide his practice—integrity, professionalism, and an unwavering commitment to justice for policyholders.

When a natural disaster strikes, homeowners are often left overwhelmed — not just by the physical damage, but by the stress of navigating insurance claims. From hurricanes and tornadoes to severe storms and wildfires, extreme weather events are becoming more frequent and costly, leaving families and businesses struggling to recover.

Every time you drive in Michigan or anywhere in the U.S., you share the road with thousands of other drivers—and not all of them carry adequate insurance. In fact, Michigan consistently ranks among the states with the highest number of uninsured drivers, with nearly 1 in 4 motorists lacking insurance coverage...

As the cool Michigan air sets in and leaves crunch underfoot, families begin one of fall’s most anticipated traditions—Halloween. Porches are dressed with pumpkins and glowing lanterns, yards are transformed into haunted houses, and kitchen tables become craft stations for carving, costume-making, and treat preparation...

Technology isn’t just something we use — it’s something we carry, wear, and rely on every hour of the day. We wake up to phone alarms, check smartwatches, pop in wireless earbuds, and work from cordless laptops and tablets. Even our homes and garages are now filled with battery-powered vacuums, e-bikes, scooters, drills, leaf blowers, flashlights, and backup power packs. Let’s face it — cordless devices aren’t just tools anymore; they’ve become extensions of us.

When most businessowners think about insurance, pollution liability may not be the first thing that comes to mind. Yet, in Michigan and across the United States, businesses, contractors, and even property owners may face costly claims related to pollution or environmental damage. Understanding how pollution liability insurance works—and whether your policy covers it—is critical to protecting your assets and avoiding unexpected financial risks...

Labor Day is more than just a three-day weekend—it’s a celebration of the hard work and dedication that built America. Observed on the first Monday of September, it honors the labor movement and the contributions of workers across the country. For families in Michigan and beyond, it’s also a chance to enjoy the last days of summer with parades, community events, and time spent with loved ones. Whether you’re heading up north to the lakes, attending a festival in Detroit, or h

Our client owned a hotel that was severely damaged by fire. Before the fire, our client obtained an insurance policy on the hotel through his independent insurance agent. The insurance agent prepared the commercial insurance application on behalf of our client, but unfortunately included some information about the hotel that the insurance company thought was false...

At the Law Office of Rabih Hamawi, we believe that no client experience is ever outdated—and no case is ever forgotten. As we move through 2025, I want to take a moment to share a message that still resonates deeply with me and our entire team, even several years after the case was resolved.