Public adjusters and appraisers spend countless hours documenting damages, preparing detailed estimates, and advocating for policyholders throughout the insurance claim process. Yet during Appraisal, even strong claims can lose momentum—not because the damages are unsupported, but because the evidence presented does not fully address what the Umpire needs to make a confident decision.

As Americans gather to celebrate the Fourth of July, this year's holiday carries even greater significance as we commemorate 250 years of our nation's enduring commitment to freedom, independence, and opportunity. Families across Michigan and the United States will enjoy fireworks, barbecues, parades, and community celebrations honoring the values that have shaped our country since 1776.

In today’s digital world, artificial intelligence (AI) tools are everywhere. Many homeowners, business owners, and policyholders turn to AI chatbots for quick answers about insurance coverage, insurance claims, or legal questions about insurance law...

National Grilling Month is a time to enjoy outdoor cooking, family gatherings, and summer traditions. But grilling also comes with real risks. Each year, grill-related fires cause significant property damage—and many policyholders are surprised to learn their insurance coverage may not be as straightforward as they expected. This guide explains how to stay safe while grilling and, just as importantly, how to protect your insurance rights if something goes wrong. Why Grill Fir

Memorial Day is a time to honor and remember the brave men and women who gave their lives in service to our country. As families across Michigan gather for backyard barbecues, travel to cottages up north, and spend time with loved ones, it is also an opportunity to reflect on the meaning of sacrifice—and to take simple steps to protect the homes and properties that matter most.

Attorney Rabih Hamawi is honored to announce his recent appointment to a vacant seat in the State Bar of Michigan Representative Assembly, representing the 6th Circuit (Oakland County). This appointment reflects a continued commitment not only to advocating for policyholders in insurance disputes, but also to helping shape the future of the legal profession and policies that affect Michigan residents, businesses, and attorneys...

Scaffolding is essential on construction and renovation projects, but when something goes wrong, the consequences can be devastating. Fires, collapses, and structural failures involving scaffolding often lead to serious injuries, major property damage, and complex insurance disputes...

Our client’s home was burglarized after unknown thieves broke into it and stole his jewelry. He submitted a claim to his insurance company for the stolen jewelry, but the insurance company didn’t immediately pay the claim.

When your home or business suffers direct physical damage—whether from fire, water, or another covered event—you expect your insurance company to evaluate your claim fairly and promptly pay what is owed. But many policyholders are caught off guard when the insurer requests an Examination Under Oath as part of the claim's process.

Our client, a single mother with four children, owned a home that was severely damaged by fire. Because of the extensive fire and smoke damage throughout the house, most of our client’s contents inside the home were also completely destroyed beyond recognition...