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Blog Posts


Happy Independence Day!
The Fourth of July marks one of the most cherished holidays in the United States—a celebration of freedom, unity, and the birth of our nation. This year, Independence Day falls on Friday, July 4, giving Michiganders and families across the country a long weekend to enjoy the height of summer with fireworks, boating, barbecues, and time with loved ones.
Jul 3, 20253 min read


Unveiling the Essence of "Actual Cash Value" in Insurance: A Deep Dive into Coverage Realities
For policyholders navigating the complexities of insurance coverage, the decision between Actual Cash Value and Replacement Cost Value holds significant weight. While some may prioritize lower premiums or have the financial means to cover depreciation costs independently, others may seek comprehensive coverage that fully addresses the replacement of damaged items or property...
Jun 6, 20253 min read


Consistent Excellence: Attorney Rabih Hamawi Named to 2025 Super Lawyers Rising Stars List
We are proud to announce that Attorney Rabih Hamawi has once again been selected for inclusion in the 2025 Michigan Super Lawyers Rising Stars list. This distinguished honor is awarded to attorneys who have consistently demonstrated exceptional legal skill, professional achievement, and dedication to their clients. Only 2.5 percent of attorneys in Michigan receive this recognition, making it a truly elite distinction.
May 28, 20252 min read


Stay Safe This Memorial Day: Tips Every Michigan Family Should Know
Happy Memorial Day! I hope you're getting a chance to slow down, enjoy some sunshine, and spend quality time with the people you care about. While it’s the unofficial start of summer for many of us here in Michigan, it’s also a time to reflect and remember the brave men and women who gave their lives while serving our country!
May 26, 20254 min read


The Coinsurance Clause in Property Insurance Policies
Earlier this year, an attorney referred to me a case involving fire damage to a restaurant after the referring attorney couldn’t get the claim paid without litigation. The fire had destroyed the building and business personal property of the referring attorney’s client.
May 16, 20254 min read


Has Your Insurance Company Denied, Delayed, or Underpaid Your Insurance Claim?
If your insurance claim has been denied, delayed, or underpaid, don’t try to fight the system alone. Insurance companies have different professionals working to protect their bottom line—you deserve a team that’s just as committed to protecting your rights.
May 3, 20252 min read


The Often-Misunderstood Certificate of Insurance
It would be hard to find anything in the area of liability insurance that is more misunderstood than the certificate of insurance. It’s...
Apr 25, 20256 min read


Breaking Down the Costs: What Affects Home Rebuilding Expenses?
If disaster strikes and your home is damaged or destroyed, rebuilding costs can be a significant concern. Many homeowners assume their...
Mar 31, 20253 min read


Don’t Be a Target: How to Safeguard Your Home from Burglars
Home burglary is a reality that many homeowners don’t think will happen to them—until it does. In the wake of a break-in, not only is there
Feb 10, 20254 min read


First Named Insured, Named Insureds, Described Insureds, Additional Insureds, and Additional Named Insureds
This topic may sound simple, but like many insurance topics, it has a few wrinkles. Naturally, the question begins with what “insured”...
Feb 8, 20255 min read
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