When most businessowners think about insurance, pollution liability may not be the first thing that comes to mind. Yet, in Michigan and across the United States, businesses, contractors, and even property owners may face costly claims related to pollution or environmental damage. Understanding how pollution liability insurance works—and whether your policy covers it—is critical to protecting your assets and avoiding unexpected financial risks...

Labor Day is more than just a three-day weekend—it’s a celebration of the hard work and dedication that built America. Observed on the first Monday of September, it honors the labor movement and the contributions of workers across the country. For families in Michigan and beyond, it’s also a chance to enjoy the last days of summer with parades, community events, and time spent with loved ones. Whether you’re heading up north to the lakes, attending a festival in Detroit, or h

Our client owned a hotel that was severely damaged by fire. Before the fire, our client obtained an insurance policy on the hotel through his independent insurance agent. The insurance agent prepared the commercial insurance application on behalf of our client, but unfortunately included some information about the hotel that the insurance company thought was false...

At the Law Office of Rabih Hamawi, we believe that no client experience is ever outdated—and no case is ever forgotten. As we move through 2025, I want to take a moment to share a message that still resonates deeply with me and our entire team, even several years after the case was resolved.

If you have a pending insurance claim or recently filed a lawsuit against your insurance company, it’s time to stop posting on social media. Why? Because your insurance company (and its lawyers) will be looking for any reason to deny your claim (or accuse you of fraud), and that includes scouring your social media profiles for information that conflicts with your claim.

For business owners, having adequate commercial insurance coverage is essential for protecting their business from unexpected financial harm. But for collision shops, auto repair shops, and anyone else working on repairing cars, trucks, or other motor vehicles, there’s one type of coverage you definitely don’t want to overlook: garage keepers insurance.  

When it comes to auto insurance in Michigan, most policyholders assume their coverage protects their family as well as it protects them. Unfortunately, a little-known provision called the family step-down clause  can leave your loved ones vulnerable in the event of an accident. This clause can drastically reduce the benefits available to family members covered under your policy, often leaving them without the financial support they need during a difficult time. In this post,

The Fourth of July marks one of the most cherished holidays in the United States—a celebration of freedom, unity, and the birth of our nation. This year, Independence Day falls on Friday, July 4, giving Michiganders and families across the country a long weekend to enjoy the height of summer with fireworks, boating, barbecues, and time with loved ones.

For policyholders navigating the complexities of insurance coverage, the decision between Actual Cash Value and Replacement Cost Value holds significant weight. While some may prioritize lower premiums or have the financial means to cover depreciation costs independently, others may seek comprehensive coverage that fully addresses the replacement of damaged items or property...

We are proud to announce that Attorney Rabih Hamawi has once again been selected for inclusion in the 2025 Michigan Super Lawyers Rising Stars list. This distinguished honor is awarded to attorneys who have consistently demonstrated exceptional legal skill, professional achievement, and dedication to their clients. Only 2.5 percent of attorneys in Michigan receive this recognition, making it a truly elite distinction.