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Blog Posts


Filing an Insurance Claim or Lawsuit? Stay Off Social Media
If you have a pending insurance claim or recently filed a lawsuit against your insurance company, it’s time to stop posting on social media. Why? Because your insurance company (and its lawyers) will be looking for any reason to deny your claim (or accuse you of fraud), and that includes scouring your social media profiles for information that conflicts with your claim.
Jul 253 min read
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Auto Repair Shops: Does Your Business Insurance Policy Provide Garage Keepers Coverage?
For business owners, having adequate commercial insurance coverage is essential for protecting their business from unexpected financial harm. But for collision shops, auto repair shops, and anyone else working on repairing cars, trucks, or other motor vehicles, there’s one type of coverage you definitely don’t want to overlook: garage keepers insurance. Â
Jul 133 min read
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The Family Step-Down Clause: A Hidden Danger in Michigan Auto Insurance Policies
When it comes to auto insurance in Michigan, most policyholders assume their coverage protects their family as well as it protects them. Unfortunately, a little-known provision called the family step-down clause  can leave your loved ones vulnerable in the event of an accident. This clause can drastically reduce the benefits available to family members covered under your policy, often leaving them without the financial support they need during a difficult time. In this post,
Jul 94 min read
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Happy Independence Day!
The Fourth of July marks one of the most cherished holidays in the United States—a celebration of freedom, unity, and the birth of our nation. This year, Independence Day falls on Friday, July 4, giving Michiganders and families across the country a long weekend to enjoy the height of summer with fireworks, boating, barbecues, and time with loved ones.
Jul 33 min read
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Unveiling the Essence of "Actual Cash Value" in Insurance: A Deep Dive into Coverage Realities
For policyholders navigating the complexities of insurance coverage, the decision between Actual Cash Value and Replacement Cost Value holds significant weight. While some may prioritize lower premiums or have the financial means to cover depreciation costs independently, others may seek comprehensive coverage that fully addresses the replacement of damaged items or property...
Jun 63 min read
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Consistent Excellence: Attorney Rabih Hamawi Named to 2025 Super Lawyers Rising Stars List
We are proud to announce that Attorney Rabih Hamawi has once again been selected for inclusion in the 2025 Michigan Super Lawyers Rising Stars list. This distinguished honor is awarded to attorneys who have consistently demonstrated exceptional legal skill, professional achievement, and dedication to their clients. Only 2.5 percent of attorneys in Michigan receive this recognition, making it a truly elite distinction.
May 282 min read
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Stay Safe This Memorial Day: Tips Every Michigan Family Should Know
Happy Memorial Day! I hope you're getting a chance to slow down, enjoy some sunshine, and spend quality time with the people you care about. While it’s the unofficial start of summer for many of us here in Michigan, it’s also a time to reflect and remember the brave men and women who gave their lives while serving our country!
May 264 min read
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The Coinsurance Clause in Property Insurance Policies
Earlier this year, an attorney referred to me a case involving fire damage to a restaurant after the referring attorney couldn’t get the claim paid without litigation. The fire had destroyed the building and business personal property of the referring attorney’s client.
May 164 min read
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Has Your Insurance Company Denied, Delayed, or Underpaid Your Insurance Claim?
If your insurance claim has been denied, delayed, or underpaid, don’t try to fight the system alone. Insurance companies have different professionals working to protect their bottom line—you deserve a team that’s just as committed to protecting your rights.
May 32 min read
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The Often-Misunderstood Certificate of Insurance
It would be hard to find anything in the area of liability insurance that is more misunderstood than the certificate of insurance. It’s...
Apr 256 min read
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