Here are some tips to consider:
1) Take all reasonable steps to mitigate your damages, including pumping the water out of your basement (as long as you don't put your life or the lives of your family members in danger). You may also consider hiring a reputable water mitigation company.
2) Document and itemize your damages to the best of your ability by taking clear and complete photos or videos. Don't dispose of any damaged items unless absolutely necessary and do not do so without taking photos or videos to prove your damages.
3) Immediately report a claim to your property insurance company.
4) If your insurance company delays, underpays, or denies your claim, call us @ (248) 905-1133.
Fire, property damage, and insurance-coverage cases are all we do.
Disclaimer: This post is for informational purposes only. It does not create an attorney-client relationship, and isn't intended and should not be construed as the providing of legal advice.
About the Author
Rabih Hamawi is a principal at Law Office of Rabih Hamawi, P.C. and focuses his practice on representing policyholders in fire, property damage, and insurance-coverage disputes against insurance companies and in errors-and-omissions cases against insurance agents. He may be reached at (248) 905-1133 or www.hamawilaw.com.